CIFAS marker appeal services

Our specialist team has demonstrable experience of successfully challenging CIFAS markers issued by banks and other financial organisations. CIFAS is the Credit Industry Fraud Avoidance System. CIFAS markers are not criminal records but often hinder access to financial services. 

A CIFAS marker is a serious issue that can significantly impact your ability to access financial services, obtain credit and even secure certain types of employment. If you have a CIFAS marker recorded against you, it is important to understand you have the right to challenge this marker.   

A CIFAS marker is a fraud prevention tool used by banks, financial institutions and other service providers. It indicates that you are believed to have committed fraud. A CIFAS marker will stay on your record for up to six years.  

The implications of a CIFAS marker are severe and can affect your financial and professional future, including: 

• Credit Denial: A CIFAS marker can prevent you from obtaining credit, loans, mortgages and even some insurance policies. 
• Employment Issues: Certain employers, especially in the financial sector, may refuse to hire individuals with a CIFAS marker on their record. 
• Damage to Reputation: A CIFAS marker can harm your personal and professional reputation. 

If you believe that a CIFAS marker has been applied incorrectly, it is essential to challenge it as soon as possible. With the right legal support, you can appeal the marker and take steps to clear your name. 

At MSB Solicitors, we have a specialist team who can assist individuals (including company directors) with CIFAS marker appeals. Our team has a proven track record, and we understand the complexities of challenging a CIFAS marker. 

1. Initial case review 
   We’ll assess your case and determine whether there are grounds to appeal the CIFAS marker. We’ll gather the necessary documentation and provide you with a clear understanding of the process. 
2. Preparing the appeal 
   Our team will guide you through the appeal process, ensuring that your case is presented accurately and compellingly. We’ll compile the relevant evidence, including any supporting documents or statements to challenge the marker. 
3. Challenging the decision 
   If the appeal is not successful, we will advise you on further actions, including escalating the matter or taking legal action if necessary to clear your name. 

• Specialist expertise: our team has extensive knowledge and experience in dealing with CIFAS markers. 
• Proven track record: we have successfully helped numerous clients challenge CIFAS markers and have a strong track record. 
• Confidentiality and sensitivity: we handle every case with the utmost confidentiality and sensitivity, understanding the serious impact a CIFAS marker can have on your reputation and future.